Historical Weather Risk
- Historical Weather Risk contains comprehensive historical records of hazardous weather data including hurricane, hail, tornado, and windstorm events, with details on date, severity, and additional attribution like magnitudes, fatalities, injuries, crop/property damages, and meteorological details. Wind events use the Beaufort Wind scale, tornadoes use the Fujita-Pearson scale, hail events use the TORRO intensity scale, and hurricane events reference the Saffir-Simpson scale.
Coverage
- United States
Product Family
- Risks
Usage
Use Historical Weather Risk to:
- Assess average weather risk exposure while writing new business
- Calculate probable maximum loss with respect to the geographic distribution of insured networks
- Add detailed context for calculating policy holder premiums and minimizing exposure
- Understand historical tornado, hail, wind, and/or hurricane severity for a given location
- Determine the aggregate weather risk of any geographic region
- Understand historical counts and averages at the property level
Details
- Contains historical records of tornadoes, windstorms, hailstorms, and hurricanes from 1995 – present
- Includes a grid that aggregates the counts and intensity of historical weather events across the U.S. to easily understand frequency of events
- Each type of weather hazard contains a qualitative rating system derived from quantitative facts to easily compare severities across regions
- Provides ranges or contours of qualitative ratings to further identify risk distributions
- Includes a geo-enrichment file which appends historical weather risk information to every affected address location using a unique identifier
Specifications
- Update Frequency
- Annually
- Coverage
- United States
- Unit of Sale
- Country
